An Easy Guide to Worker’s Compensation Insurance

Worker’s compensation is a special insurance program that offers compensation to the employees. If a worker is injured in the workplace, he will get medical, rehabilitation as well as disability benefits. If you live in Oklahoma, you can hire a worker’s comp attorney after sustaining a workplace injury. The lawyer will be liable to help you bring back your rights. He will also take care of the essential paperwork and legal proceedings (if required) at the same time.

Worker’s Compensation Law has entitled certain benefits. They include:

Medical Costs

Your employer is liable to pay all your medical costs once you have sustained a workplace injury. A physician will be chosen initially by the company. Later, you can be sent to another doctor if required.

The company will bear the prescription as well as the travel expenses in this regard. You can also contact a worker’s compensation lawyer to help you if your employer is denying your rights.

TTD, PTD & PPD

TTT stands for Temporary Total Disability. If you’re under active medical care and your physician determines you cannot perform your normal job, you will be entitled to weekly benefits.

PTD stands for Permanent Total Disability. According to Oklahoma Compensation Law, if your treating physician finds out you’re permanently disabled to perform your job, you will be entitled 70% of your average weekly wage as your salary. The same will continue until you’re 65years old.

PPD stands for Permanent Partial Disability. One comes under this category when the physician determines that you’re neither permanently nor totally disabled. During this time, you will be entitled to your PPD benefits. This will be based on the evaluation report created by both the expert and insurance company’s doctor. If you think you have been deprived of your rights, you can simply hire a worker's comp attorney to offer you the legal support.

Death of the Employee

If an employee dies while sustaining a workplace injury, his/her spouse or children will get a lump sum and other benefits to replace the lost income of the family.

There are many cases where employees don’t get what they deserve. If you feel you have been deprived, you should seek legal support. During this time you can call in a worker’s compensation lawyer. He will make sure you get back what you deserve.

Hire the Best Attorney

If you’re in Oklahoma looking to hire the best worker’s comp attorney, Chiaf Law Offices should be your choice. Our lawyers are highly skilled and experienced. They understand the state law really well and are always concerned about their clients. Hire us to say goodbye to your problem.

**Disclaimer: This content is not legal advice and does not presume, establish or imply any relationship between client and attorney.