When Your Workers’ Comp Claim Can Be Denied?
Workers' compensation benefits are available to nearly all Oklahomans who are injured on the job and have to miss at least eight days of work. Workers' compensation is usually always available to those who are injured on the job, although this is not always the case for everyone. Payout is dependent on the kind of your job, as well as the industry in which you work. To learn if you are eligible for workers’ comp, you must contact an on the job injury lawyer.
Who are the Winners in This Scenario?
Workers' compensation insurance must be purchased by all firms in Oklahoma with even one part-time employee. A company that must buy workers' compensation through the Oklahoma Workers Compensation Commission can opt out, but only if they buy the same coverage from another source.
It is important to note that this rule applies to practically all employees in the state, from salaried office workers and doctors to retail workers and bartenders. On the other hand, if they are injured at work, they will go through the same process of reporting the injury to management, receiving medical treatment, then filing a workers' compensation claim.
Who doesn't get the benefits?
There are always exceptions to the norm, just like there are in life. In terms of Oklahoma's workers' compensation benefits, there are some exceptions:
People who work in agricultural or horticultural jobs with employers who pay less than $100,000 per year in total payroll may not be protected by workers' compensation for these positions.
In some cases, domestic workers may not be protected by workers' compensation if their total payroll for the household is less than $10,000 per year.
People who live and work in Oklahoma but are employed by the federal government are not eligible for state workers' compensation benefits. Federal government personnel The Federal Employees Compensation Program, on the other hand, does cover them.
If you're a licensed real estate sales associate or broker, you may not be covered by workers' compensation in Oklahoma if you're paid on commission.
Worker's compensation insurance may not be available to certain employees who work in family-owned firms with fewer than five employees and all of whom are related by blood or marriage.
Worker's compensation insurance is never provided to independent contractors, therefore they are not considered employees and hence are not covered by this type of insurance. However, they have the option of purchasing their own workers' compensation insurance, and they must do so if they hire their own employees.
In Oklahoma, we're here to help you with your workers' compensation claims.
Even if you're qualified for workers' compensation payments, there's no guarantee that you'll get them, regardless of your eligibility. It's not uncommon for the Oklahoma Workers' Compensation Commission to deny a claim for even the tiniest of errors. Don't put yourself at risk of missing out on what you're entitled to! To assure your claim to be paid when you are eligible hire n on the job injury lawyer at Chiaf Law Offices.
**Disclaimer: This content is not legal advice and does not presume, establish or imply any relationship between client and attorney.