Even then, no matter how much care the authorities take, accidents occur out of the blue. In such cases, worker's compensation insurance provides coverage for medical expenses, lost wages, and legal fees in case you need to hire a workers compensation attorney.

The Oklahoma workers compensation exists to serve two main purposes - one, providing medical care along with income compensation for days lost at work. Two, protecting employers from facing legal repercussions at the hands of the workers.

When Are You Eligible to Receive Workers Compensation?

The primary criteria that one needs to fulfill to be considered eligible for compensation is that you should have enough proof to classify your injury as a work related one.
If your injury comes from the exposure to an unlabeled, carelessly stored toxic substance, you will be able to apply for workers compensation under a toxic tort lawsuit.
Injuries resulting from intentional misconduct or the egregious actions of your employer enable you to sue the higher ups in civil court. You might also be able to collect money from the state fund.
Acts of violence, carelessness or misconduct on part of a third party that causes you bodily harm is also covered under workers comp.

Workers Comp Coverages in Greater Detail

According to workers compensation attorneys, there are 4 core categories of expenses that can be availed through the insurance.

Medical Expenses

Immediate care, ambulance, emergency room visits - all these expenses can be redeemed under the workers compensation insurance. It also pays for surgery, hospital bills and surgery aftercare. Our workers compensation lawyers will also be able to secure you the expenses related to ongoing medication and physical rehabilitation.

Missed Wages

Debilitating injuries can range to the extent that the worker may be unable to clock in at work for weeks after the incident. Workers comp makes sure that the employee receives a part of the wages during the time lost. This way they don't miss out on their salaries even while recovering from the work injury or occupational illness.

Compensation to family (for fatal injuries)

In the very unfortunate event that a workplace accident results in the death of an employee, the authorities will be responsible for paying the funeral expenses and even a monthly compensation to the deceased's family.

Lawsuits

The employer's liability insurance is made to extend protection to the employer in case a worker wrongfully sues them of damage. It can help the employer pay for workers compensation attorney fees, court proceeding expenses, and settlements.

How Can Chiaf Law Offices, P.C Help You?

With Chiaf Law Offices, you can rest assured that your case will be handled by the most experienced, well- trained attorneys. We help Oklahoma City people with workers compensation cases among others. We promise you the justice you deserve. Schedule a consultation with us now!

**This content is not legal advice and does not presume, establish or imply any relationship between client and attorney.

When Can You Avail Workers Compensation and What Does It Cover?